1. Register personal information:

1: First, you need to register on the credit information platform

Open the Personal Credit Information Service Platform of the Credit Information Center of the People's Bank of China Official website, click User Registration.

2: Agree to some agreements and proceed to the next step.

3: Fill in your personal real name, ID number and other information. There are two verification methods. It is recommended to choose question verification, and then go to the next step to set the question verification content. Just submit it at the end.

When setting a password, please note that it must contain uppercase letters, lowercase letters and numbers.

2. Submit inquiry application

1. Log in to the official website of the Personal Credit Information Service Platform of the Credit Information Center of the People's Bank of China, enter the account password verification code ~ log in.

Tip: The password is a combination of uppercase letters, lowercase letters, and numbers.

2. After logging in, click on Personal Credit Report Inquiry on the left, and select Question Verification as the authentication method.

3. Next, answer some verification questions. After completion, the system will prompt you to notify you of the results via SMS in 24 hours. Remember the query code, you will need it next time you check your personal information.

4. At the same time, you can also check summary information and submit a personal application, but you will have to wait until the next day for the results.

3. Obtain query results

Generally, you will receive a text message from the system the next day. At this time, log in to the personal credit platform website again, and then click on the credit report on the left To query, enter the confirmation code in the text message and click Submit. The personal credit query results will be displayed.

In addition, in addition to online, individuals can apply to local credit reporting centers or local inquiry agencies to inquire about personal credit or inquire about credit reports on behalf of others. This method is easy to understand and simple to operate. It may take some time and travel expenses, but for many people who do not know how to search online, this method is a must. To find the inquiry agency, you need to bring your ID card and a copy (one copy) to the local Office of the General Section Chief of the People's Bank of China for inquiry. This method is relatively simple. You only need to provide personal information and the staff will check it for you. Specific inquiry requirements vary from place to place.