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Will credit cards be enforced by the court?

Execution based on the court’s judgment or ruling. The party's credit card funds are within the scope of property that can be executed.

"Civil Litigation Law"

Article 242 If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to inquire the relevant unit about the case of the person subject to execution. The executor’s deposits, bonds, stocks, fund shares and other property information. The people's court has the power to seize, freeze, transfer, and change the value of the property of the person subject to execution based on different circumstances. The property inquired, seized, frozen, transferred, and valuated by the People's Court shall not exceed the scope of the obligations that the person subject to execution shall perform.

When the people's court decides to seize, freeze, transfer or devalue property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.

Article 243 If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to withhold and withdraw the income of the person subject to execution that should fulfill the obligations. However, the necessary living expenses of the person subject to execution and his dependent family members shall be retained.

When the people's court withholds or withdraws income, it shall make a ruling and issue a notice of assistance in enforcement, which must be handled by the person's unit, banks, credit cooperatives and other units with savings business.

Article 244 If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to seize, detain, freeze, auction, or sell off the property of the person subject to execution that is required to perform his obligations. . However, the daily necessities of the person subject to execution and his dependent family members shall be preserved.

When taking the measures mentioned in the preceding paragraph, the People's Court shall make a ruling.

"Regulations of the Supreme People's Court on Seizing, Detaining and Freezing Property During Civil Execution by People's Courts"

(Fa Interpretation [2004] No. 15)

No. Article 1 The people's court shall make a ruling to seal up, detain, or freeze the movable, immovable, and other property rights of the person subject to execution and shall serve it on the person subject to execution and the person applying for execution.

If the measures of sealing, detaining, and freezing require the assistance of relevant units or individuals, the people's court shall prepare a notice of assistance in execution and serve it together with a copy of the ruling to the person assisting the execution. The sealing, detaining, freezing ruling and the execution assistance notice will take legal effect when they are served.