If you are applying for a dual-currency card, the dual-currency cards currently issued by most banks are two cards split between UnionPay and other card issuing organizations, such as one UnionPay card and one VISA card. , so there are two cards.

1. Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

2. Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick, special carrier plastic cards with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front. The card has Chip, magnetic strip, signature strip.

3. Credit cards are issued to cardholders by banks or credit card companies based on the user’s creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card, and will wait until the billing date (English: Billing Date) Repayment.

4. Credit cards are divided into credit cards and quasi-credit cards. A credit card is issued by a bank and gives the cardholder a certain credit limit. The cardholder can consume within the credit limit first and then A credit card for repayment; a quasi-credit card is a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, a quasi-credit card can be overdrawn within the specified credit limit. . The so-called credit card generally refers to a credit card only.