What is the content of CITIC Bank’s mortgage collection SMS?

The content of CITIC Bank’s mortgage collection SMS is as follows:

1. First of all, Dear Mr./Ms. xxx, your xxx The credit card has expired.

2. Secondly, some banks will write the time, and some will not. Please repay the loan quickly. For details, please contact xxxx (bank customer service).

How to send reminder text messages?

Question 1: How to send company reminder text messages? Haha, I am also facing what this friend is facing! 1. Call him and let him know that there is no debt. Say XX like this, hello, I am from XX company. By the way, you have transferred money to our XX bank tomorrow and give me a call. This is a hint to him. The other party will give the money if they feel comfortable. 2. If they don't pay it back intentionally, they will make excuses, such as they are on a business trip and will not have time next time, etc. But for the time being, you should solve him one problem at a time. I will help you. If you are on a business trip. Did you ask specifically how long will it take for you to come back? The bank can transfer money from other places. At most, it will help him pay the handling fee. It depends on what he says. 2. If you call, you may not want to borrow money on purpose, so just send a text message and there will be no reply. Two. If two are not enough, send 3. The content of the text message must say hello. Our company thinks you are a trustworthy customer, so we will make an exception and ship the goods to you first. For the sake of our long-term cooperation, please pay our company before 16:00 tomorrow. Okay? Of course you have the final say on whether to pay for the goods or not! But the money in question did not pay our company! If your company has time to litigate, then let’s do it! 3. Send the same message. If it doesn’t work, tell him his name and ask for it. The prerequisite is that you have the customer’s name, address, phone number, and company name. The above is purely my humble opinion, I hope it can help you!

Please accept it, thank you!

Question 2: Please send a reminder text message. Hello, manager XX

I am Xiao Zhang of XXX company. The new year is approaching. I'm really sorry to bother you during your busy schedule, so I am sending you this text message to remind you:

Your company currently has an unsettled balance of xxxx yuan, please arrange it in the next two days, thank you!

Question 3: How to write a reminder text message Hello, your company has accumulated payment to our company in RMB. For the sake of our long-term cooperation and to avoid unnecessary impacts, please settle the account as soon as possible. , thank you!

Question 4: How to send a reminder text message to a customer, idiot~! Just change the text message 10086 to remind you to pay the phone bill and add a few sentences and you will be done!

Question 5: dunning message, sent to a friend:-)

Question 6: If you edit a dunning message and send it to a customer, how do you say it tactfully? Ask for a solution. Hello, I'm sorry to disturb you when you are busy, but I would like to remind you that your loan is due, please take time out of your busy schedule to pay it respectfully, I wish you all the best!

Question 7: How to collect money from customers 1. Find out the details. Before formally raising the money, it is best to find out the psychology and current situation of the debtor, whether he is able to pay, etc.

2. Make several sets of plans in advance1. Smooth 2. Not going well 3. Procrastinate, be confident, and stay on the spot to ensure that you don't end up without results.

3. Control the atmosphere and make the entire payment process in a harmonious and pleasant atmosphere to avoid unpleasantness and conflicts.

4. In addition to collecting money when collecting money, it is best to set a second goal for yourself, such as enhancing understanding, consolidating friendship, etc. This can control the atmosphere of collecting money and achieve multiple goals with one stone. !

Question 8: How should you write the content of text messages sent to customers who owe money, and be more tactful? 1. Since it is a reminder, then speak righteously, clarify the purpose, explain the interests and harms, and there is no need to cover up. Forget it.

2. The more tactful you are when others see you, the less willing you are to pay. The client should be the one who is at fault. When you can do it tactfully, the person who collects the debt will be at fault.

Question 9: Is it appropriate to send a text message to a friend to press for payment? To put it mildly, explain that you are really anxious to use the money and hope he understands.

Question 10: Why did someone send me a reminder text message for a fingertip loan? He asked me to tell him to repay the loan as soon as possible. I asked him about his own situation with text messages like this. There are many of them now, so don’t go there. Just ignore him.

Let me remind you that if you are asked to link to the query, your personal information may be leaked once you link. Ignore messages like this from now on, just delete them.

What is the number of the text message starting with 10691? What does it have to do with bank reminders?

SMS messages starting with 10691 are related to bank debt collection

When users receive a loan reminder text message starting with 1069, they must first read the content of the message. Generally speaking, formal loan reminder text messages will clearly state the user's loan contract number, loan date, overdue time, principal repayment required in the current period, interest owed and penalty interest and other details.

After collecting the loan reminder text message, the user should immediately confirm whether he really owes the money, and then find a way to repay the loan as soon as possible. Otherwise, if the overdue time is too long, the impact on the user himself will be very large.

The dangers of poor credit reporting

The first is that the credit reporting may be damaged. As long as the lending institution has access to the central bank’s credit reporting center, the user’s loan and overdue records will definitely be damaged. Reporting to a personal credit report is a serious credit stain.

The second is the issue of penalty interest. The longer the overdue period, the more penalty interest the user has to bear. The repayment pressure will only increase, and it is easy to fall into a situation of being unable to repay.

In fact, many small loan institutions’ collection text messages start with 1069. Because numbers starting with 1069 are based on the three major operators, batch text messages are sent to users under the operation of the Internet and big data. Numbers starting with 1069 are commonly used by many collection agents, and SMS collection is also a common collection method.

What should I do if my newly purchased mobile phone number always receives reminder messages from the bank?

The main reason why my newly purchased mobile phone number always receives reminder messages from the bank is because of the original owner. Use this mobile phone number to handle loan business at the bank. If you want to change this situation, you can do this:

1. Contact the bank that sent the reminder message to the mobile phone number. Remember not to contact the phone number on the reminder message. , you need to call the official phone number of the bank, for example, dial 95533 for China Construction Bank, and then ask the customer service to explain the situation, and ask the bank to change the contact information of the original owner or contact the original owner through other channels

2. Log out of this phone No.

You can go to the business hall to cancel your mobile phone number, and then buy a new one, so that this situation will not happen. However, when applying for a new number, it is best to explain the situation to the salesperson, and then find a number with a better reputation or a new number

3. Dial 12321 to make a complaint

12321 is a bad network and garbage Information reporting center phone number. Calling this number to make a complaint will block spam text messages and harassing phone calls on your phone.

I received a reminder text message from Consumer Finance. What’s going on? ?

Receiving consumer finance text messages may be due to user registration, browsing the loan platform, loan expiration, platform reminder, loan emergency contact, or personal information leakage.

1. Reasons for receiving consumer finance text messages

1. There is no borrowing behavior

The customer has logged into some loan platform websites before. Or have paid attention to the advertisements of loan platforms. Therefore, he became a target customer of the platform and was sent many text messages recommending borrowing money. 2. There is borrowing behavior

The platform reminds customers not to forget to repay. Of course, it is also possible that the customer fails to repay the loan after borrowing the money, so the platform sends text messages for reminders.

For some malicious overdue users, the relevant lending institutions/platforms will adopt some reminder methods, such as sending text messages, making phone calls, etc., but you must learn to handle the reminder text messages you receive. Distinguish between true and false.

3. Other situations

(1) There are friends and relatives who have borrowed money, and then they regard the customer as their emergency contact for the loan and leave the customer’s contact information. The loan platform couldn't contact the other party, so it naturally found the customer.

(2) The customer's personal identity information was leaked, stolen by criminals and used for fraudulent loans. The other party failed to repay the loan, so the platform found the customer based on the information left by the other party.

In this case, the customer can make it clear to the platform and there is no need to bear repayment responsibility. 2. How to prevent

1. Do not tell anyone your ID number, bank code, or bank card password at any time, anywhere, or to anyone at the same time.

2. When you cannot distinguish the authenticity of a text message, you should call the bank’s inquiry hotline as soon as possible.

Note: Do not call the phone number left in the text message first!

3. Do not use your mobile phone to call back. It is best to call back from a landline.

4. For some unfamiliar text messages that cannot be identified at all, the best way is to ignore them.

5. If you have been deceived, please report the crime immediately.

6. Don’t talk to strangers’ text messages – don’t believe it, don’t be greedy, and don’t reply. This is a surefire way to deal with text messages.

In short, when receiving a loan text message, you must first identify the authenticity of the content, and be wary of some text messages that require clicking on links/paying money. Of course, users still need to repay in time to maintain a good repayment Get used to it, so as to reduce the chance of receiving such text messages.

Where is the SMS notification for consumer finance case registration?

1. Under normal circumstances, the notice of filing a case will not be notified by SMS, but in writing. Therefore, after users receive similar text messages, if they are not sure whether they are true or false, they can check and verify them.

2. Generally speaking, similar text messages are mainly sent by debt collection platforms or third-party collection companies, in order to urge users to repay their debts as soon as possible.

What are the consequences of evading debt and malicious overdue repayment?

1. There will be records on the credit report.

2. Some other channels also have records of overdue repayment.

For example, for users who are evading debts, the local mutual financial association will also officially announce the information and broadcast it in turn.

3. Impact on subsequent negotiation applications

Users must deal with the loan as soon as possible after it is overdue. The longer the arrears are, the more the accumulated penalty interest will be.

What should I do if I receive a loan invitation text message from the bank? There are three possibilities!

In the Internet age, personal information is everywhere, and many businesses can be handled online, through mobile phones and other channels, so information leakage has become a common thing. Do you often receive various bank invitation text messages on your mobile phone? , text messages about receiving quota, and text messages about loan discounts. Is this information true? Today we will briefly introduce the relevant content.

1.

This kind of text messages are usually sent by banks to many customers and then sent in bulk using software. After all, banking business is also under great pressure and needs to complete monthly, quarterly, and annual KPI indicators. , so in order to allow more qualified customers to apply for loans and cards, users will be invited by sending text messages, so you don’t need to pay special attention to receiving such invitation text messages. If you really need it, just go and handle the business. No need If so, there is no need to pay attention to it.

It should be noted here that many banks have begun to play word games. For example, dear customer, you have obtained a loan of 500,000 yuan, and you click to receive it. In fact, you still need to submit an application when you click in, and finally make the payment. The amount is related to personal qualifications.

2. Personal information leakage

As long as you submit loan information on any platform, personal information may be leaked, because many third-party platforms will buy and sell customer information to each other, so The bank will also know your information through some channels. If you are a potential customer, it will naturally send you a text message.

3. Changes in personal qualifications

Banks will also conduct post-loan management from time to time. If your credit and financial information changes, the bank will obtain it as soon as possible, and then The appropriate loan products will be matched and pushed to you.

That’s it for the introduction of bank loan reminder text messages.