Factors of credit card limit evaluation:
1. Marital status: Banks prefer married customers with good relationship, which will be more stable than singles.
2. Work: Employees in industries with high stability can also get extra points. For example, civil servants, teachers, doctors and some employees with good benefits have strong spending power, and their ratings will be on the high side.
3. Economic ability: Personal income certificate is detailed, income is stable, and income growth has a long-term prospect, which will get a relatively high rating.
4. Personal housing: owning personal housing can show that there is a certain economic foundation.