What are the reliable platforms for online credit loans? What Baihu loan platforms can I download?

What are the reliable credit loan platforms?

360 IOU

360 IOU is a personal and small and micro credit service under the Fuzhou 360 Network Co., Ltd. Group On the platform, you can borrow 500 yuan and have a maximum credit limit of 200,000 yuan. The cash account will arrive quickly. The daily interest rate of the loan is at least 0.027%. A loan of 1,000 yuan only costs at least 27 cents per day.

Shengbei

Shengbei is developed and operated through Shenzhen Samoyed Internet Financial Services Co., Ltd. It always adheres to the bottom line of product ethics of "not wanting to do it" and is committed to providing professional and professional services to young people. Credit card installment services for low-interest loans. Based on the personal situation, we strongly recommend appropriate formal financial institutions to provide loan lines, and safe funds are more secure!

Aiyoumi

Aiyoumi is a subsidiary of Lexin Group that promotes young people The Zhangchiyoudu consumer installment platform has become the trusted first choice of the installment mall for 100 million users with its more understanding of young people, more safety precautions, and more responsible service experience and services. Installment Mall: Genuine products from National Bank, quality guaranteed. High-quality experience: Installment payment deadlines are flexible, and various forms such as bank credit cards are also supported. Security precautions: Financial institution-level risk control elite team service guarantee. Borrow with peace of mind: costs are fully transparent, and the comprehensive annual fee is as low as 10%.

Duxiaoman Financial

It is a credit service brand of Duxiaoman Financial. It uses artificial intelligence big data risk control technology to provide users with convenient, convenient and secure loan services. You can apply online with your mobile phone number, ID card information, etc. The interest rate is fully transparent, the application process is convenient and fast, and the loan repayment is convenient.

Zhongan Small Loan

Zhongan Small Loan is an unsecured, purely online consumer lending platform launched by Chongqing Zhongan Co., Ltd. It provides customers with improved and more professional risk control capabilities. Personal credit is comprehensively assessed, the three-step loan limit is as high as 200,000, and the average payment is issued within 5 seconds.

Lexiang Borrow

Provide users with comprehensive, intelligent, safe and convenient cash loans. With your ID card, you can apply for a loan online, and the payment can be made as quickly as 5 minutes! According to the user's specific situation, a loan credit limit of 20W is provided! The daily loan interest is as low as 0.02%.

Baidu Youqianhua

"Baidu Youqianhua" is a credit service brand of Duxiaoman Financial Bank. It uses artificial intelligence big data risk control technology to provide users with convenience, convenience, Safe borrowing services. 1. High loan amount: the credit limit can be as high as 200,000 (based on actual review). 2. Faster review and payment: apply online, review quickly, and receive payment quickly. 3. The interest rate is completely transparent and the loan repayment is flexible: the daily loan interest rate starts at 0.02%, and a variety of loan repayment methods are supported.

The above is a detailed introduction to many trustworthy credit loan platforms. I hope it can be of some help. These loan platforms are all connected to the central bank's credit report. When registering, the personal credit report will be checked. After borrowing, the credit report will be reviewed. It is recommended that users remember to pay off the debt and maintain a good personal credit record. .

What kind of borrowing platform can I use for Baihu Loan?

Shengbei

Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd. and always adheres to the " "Don't want to do it" is the bottom line of product ethics and is committed to providing professional, low-interest loan credit card installment services to young people. Based on the basic personal situation, we strongly recommend suitable formal financial institutions to provide loan lines, and safe funds are more secure!

Provide users with comprehensive, intelligent, safe and convenient cash loans. With your ID card, you can apply for a loan online, and the payment can be made as quickly as 5 minutes! According to the user's specific situation, a loan credit limit of 20W is provided! The daily loan interest is as low as 0.02%.

"Baidu Youqianhua" is a credit service brand of Duxiaoman Financial Bank. It uses artificial intelligence big data risk control technology to provide users with convenient, convenient and secure loan services. 1. High loan amount: the credit limit can be as high as 200,000 (based on actual review). 2. Faster review and payment: apply online, review quickly, and receive payment quickly. 3. The interest rate is completely transparent and the loan repayment is flexible: the daily loan interest rate starts at 0.02%, and a variety of loan repayment methods are supported.

Duxiaoman Financial Bank, a well-known credit service brand, uses artificial intelligence big data risk control technology to provide users with convenient, convenient and secure loan services. You can apply online with your mobile phone number, ID card information, etc. The interest rate is fully transparent, the application process is convenient and fast, and the loan repayment is convenient.

Aiyoumi is an installment service platform under the Lexin Group that advocates relaxed consumption among young people. It has become a platform that understands young people better, has more safety precautions, and has more responsible service experience and services. The trusted first choice for installment shopping malls with 100 million users. Installment Mall: Genuine products from National Bank, quality guaranteed. High-quality experience: Installment payment deadlines are flexible, and various forms such as bank credit cards are also supported. Security precautions: Financial institution-level risk control elite team service guarantee. Borrow with peace of mind: costs are fully transparent, and the comprehensive annual fee is as low as 10%.

How about Ali? Is it reliable?

As the loan business continues to gain popularity, there are more and more products. For example, Ali, this is a pure credit loan, so it has attracted a lot of attention. So, what about Ali? Is it reliable?

Alibaba is a pure credit loan product provided by Alibaba Finance for Alibaba members. Alibaba is unsecured and unsecured. The loan products are open to Chengxintong members in Hangzhou and Chinese supplier members. The loan recipients are the legal representatives of member companies (the individual version of Chengtongtong is the actual operator).

Alibaba conditions:

1) Alibaba Integrity Pass members or Chinese supplier members who have been registered for more than 6 months (if you change from an ordinary member to a paid member, you must become a paid member from registration) (from the time of ordinary membership);

2) The industrial and commercial registration location of the member enterprise is Hangzhou (the registration location of Personal Integrity Pass is Hangzhou);

3) The applicant must be aged 18- 65-year-old Chinese citizen (excluding Hong Kong, Macao and Taiwan), and the legal representative of the enterprise (the individual version of Chengxintong is the actual operator);

4) Have a personal Alipay account that has been authenticated by real-name.

The advantages of Alibaba compared with bank loans:

1. Fast - saving time and effort

If an individual applies for a loan from a bank, he or she needs to go to the bank at least every day After running it dozens of times for about a week, the final success of the loan may also depend on whether you meet the conditions. Therefore, the bank loan process is too complicated, and the threshold is relatively high. The time and energy required to get a loan are There are a lot of them, so the network is much simpler in comparison.

2. Security - economy, strength

Many people may feel that there are risks in online lending. This seems to be the case. The risks of online lending are indeed relatively high. But this risk is definitely not a scam or something like you think. This risk mainly comes from repayment. Since it is unsecured and unsecured, the expected annualized interest rate will be relatively high. .

Which platform is better for pure credit loans? Let me share with you four good bank credit loan products!

Compared with online platforms, people are more willing to apply for some loan products under the bank. After all, compared with online small loans, bank loans have the advantages of low interest rates and large credit limits. A friend asked me which platform is better for pure credit loans? Let me share with you four good bank credit loan products!

Which platform is better for pure credit loans?

1. Workers’ Salary Loan

Workers’ Salary Loan is an online small loan product of Bank of China. Anyone who is a Bank of China user can try to apply. The maximum loan amount that the salary loan can provide to users is 800,000 yuan, and the daily interest rate is the lowest. Of course, the salary loan is a pure credit loan product. The better the user's personal qualification level, the higher the loan amount that can be applied for.

2. Netjet Loan

Netjet Loan is a small loan product under the Agricultural Bank of China. Agricultural Bank of China users can apply independently on the APP, but they need to meet certain borrowing conditions. If you are a non-Agricultural Bank of China user who wants to apply for an Agricultural Bank of China loan, you need to apply for an Agricultural Bank of China account first. The loan limit of Wangjiedai is relatively high, with a minimum loan amount of 10,000 yuan and a maximum of 3 million yuan.

3. Kuai e-loan

Kuai e-loan is a small loan product within CCB Kuai Dai, mainly targeting high-quality individual customers of CCB. The Kuai e-Loan system will proactively grant high-quality customers of China Construction Bank a certain amount of small credit loans, up to a maximum of 200,000 yuan. The loan application threshold of Quick E-Loan is also the lowest among Quick Loans.

4. Rong e-borrowing

Rong e-borrowing is a small loan product under the Industrial and Commercial Bank of China. The minimum application amount is 600 yuan and the maximum is 800,000 yuan. The interest is per One ten thousandth per day, it is a pure credit unsecured loan product. The longest loan period can be up to 5 years, and the interest rate for one year's loan is more than one year. The above is the relevant content sharing about "Which platform is better for pure credit loans", I hope it can help everyone!

5 small credit card loan platforms with loan limits as high as you can imagine!

In today’s social life, many people often encounter times when they are short of money. Under such circumstances, many people think of the Internet. It is easier for people with credit cards to apply for online loans. So, what are the small credit card loan platforms? Today I will introduce to you 5 such platforms.

1. Bank of Communications Angel Loan

Bank of Communications is a consumer loan product for young people aged 24-35. The maximum loan amount is 300,000 yuan, but most qualified applicants generally You can only apply for about 30,000 yuan. The monthly rate of Angel Loan supports consumer loan installments of 6, 12, and 24 installments.

2. CITIC Xin Kuai Xian

Xin Kuai Xian is a large credit card installment loan from CITIC Bank. The loan limit can be up to 300,000 yuan. It does not require any mortgage and the review process is simple. It is relatively fast, and credit card holders with good credit will have a higher credit limit and it will be easier to get approval.

3. Industrial Bank Suixin Loan

Industrial Bank’s credit card short-term cash loan product does not require any collateral and is reviewed quickly. It is relatively easy to apply for Xixin Loan, especially credit card holders with good credit are more likely to be approved. The repayment of Xixin Loan is relatively free, and you can repay monthly or in advance.

4. Ping An i Loan

The fastest review time is 3 minutes. The results can be reviewed immediately after submitting the application. The daily interest rate of Ping An i Loan is slightly different for each person's qualifications. As long as you are over 18 years old, have a stable job with a salary of more than 3,000 yuan, have worked for at least 6 months, and have a good credit report.

5. Xiaomi Loan

Xiaomi Finance’s small loan product can lend up to 200,000. You only need to install the Xiaomi Loan mobile APP and verify your personal information to apply. Some users may Without authority, the daily expected annualized interest rate is calculated on a daily basis, and repayments are made monthly in equal amounts of principal and interest.

6. Weilidai

The mobile credit loan of Weizhong Bank, a subsidiary of Tencent, can be accessed only if it meets the opening conditions of Weilidai. The maximum amount can reach 300,000 yuan, and the loan interest is The annualized daily interest rate is approximately 18%.

I want to get a loan online, how can I get it?

Hello, if you are in urgent need of money, you can consider taking out a loan to relieve the pressure. At the same time, you should also do what you can and work hard to make money. There are many ways to apply for a loan now. You can apply for a bank loan through mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

Online loan platforms with high credibility and fast credit payment include (it is recommended to save them for emergencies):

1. Have money to spend

Have money Hua is a credit service brand under Du Xiaoman Financial (original name: Baidu Youqianhua, changed its name to "Youqianhua" in June 2018). It is a big brand that is reliable and has low interest rates and is trustworthy. It will arrive in the fastest 5 minutes, and you have money to spend - Manyidai, the loan limit is up to 200,000 (click the official link to receive benefits to test the limit), and the daily interest rate starts as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, and It also features flexibility, transparent interest rates, and strong security.

2. Paipaidai

Paipaidai’s brand plan to help young people work hard and grow, including the Paipaidai Thousands of People Ten Thousands of Hard Work Fund and YOUNG Plan, etc., Paipaidai platform Borrowing services include general loans and other loans for individual users. The maximum loan limit is 180,000 (click the official link to receive benefits to measure the limit). The loan process has been highly automated; the cumulative number of registered users of Paipaidai exceeds 120 million. people. It is a loan matching service platform chosen by many domestic users.

3. Easy Flower

Users of Easy Flower can make cash withdrawals, installments, and purchases within the limit, and the annualized interest rate starts at a minimum of 7.2% (simple interest), which is within the scope of laws and regulations Implement risk pricing.

According to the user's credit situation, a loan limit of 500-200,000 yuan is provided (click on the official link to receive benefits to measure the limit). One-time credit is recycled, and the fastest loan is 1 minute.

4. Huanbei

Huanbei APP is an installment service platform based on multiple scenarios of life consumption. It officially entered the market in February 2016, with a maximum credit limit of 200,000 yuan (click (Official link to receive welfare benefits), providing young people with a variety of services such as bill installments, credit installments, cash installments, and installment shopping malls. Users can enjoy more flexible, convenient and efficient installment life services in shopping, consumption, repayment and other scenarios. Since its development, Huanbei APP has more than 65 million registered users, providing reasonable credit services to more than 10 million users, helping "progressive youth" achieve their small goals in life.

5. China Post Wallet

China Post Wallet Loan is a loan business of China Post Consumer Finance Co., Ltd., which is a formal financial behavior. The maximum revolving loan limit is 200,000 (click on the official link to receive benefits to measure the limit). Interest is calculated on a daily basis. No interest is charged. It was established with the approval of the China Banking and Insurance Regulatory Commission. It was initiated and established by 7 companies including the Postal Savings Bank of China. A national financial institution that provides consumer financial services to individual residents.

Warm reminder: The above information is for reference only and does not constitute any lending advice. During the online loan process, you must pay attention to preventing risks. In order to ensure the safety of funds and prevent fraudulent loans, it is recommended that you choose a regular bank or regular loan platform through your own judgment after a comprehensive understanding, and borrow reasonably based on your actual situation.