Yes, jingdong payment: cross-bank and cross-regional credit card repayment is allowed, and there is no handling fee.

The difference between JD.COM IOUs and credit cards;

1. The collection standards of overdue penalty interest are different:

If the credit card is overdue, even if the cardholder repays part of the debt, the cardholder needs to pay the penalty interest amount of the full debt, and it needs to pay five ten thousandths of the liquidated damages every day to repay the loan in advance; As long as JD.COM's IOUs exceed the final repayment date, they will charge liquidated damages at the rate of three ten thousandths per day. It should be noted here that JD.COM IOUs do not charge full penalty interest.

2. Different installment fees:

The handling fee for each installment payment of JD.COM IOUs is 0.5%, and users can also enjoy the discount of 0.3% handling fee during the promotion period when using IOUs in JD.COM. Generally, most banks charge 0.6% to 1.5% for credit card installment.

3. Different interest-free periods:

Credit cards can provide cardholders with an interest-free period of up to 56 days, while JD.COM IOUs have an interest-free period of 30 days. However, if users use credit cards to repay loans and use reasonable repayment skills, they can enjoy an interest-free period of up to 86 days.

4. Different application conditions:

JD.COM White Strip has relatively loose requirements for opening conditions. As long as users spend more than 6 times in JD.COM, they can open it by binding a credit card in JD.COM; Applying for a credit card requires very strict qualifications of the applicant, which not only requires the applicant to have repayment ability, but also requires the applicant to have good personal credit information. Relatively speaking, it will be easier to apply for IOUs.

5, the scope of use is not the same:

JD.COM white bars can only be used in JD.COM at present, and offline consumption is not supported; Credit cards are widely used, not only for offline shopping, but also for online shopping.

How to use credit card to pay online in JD.COM? Can I use China Merchants Bank credit card?

When shopping in JD.COM Shopping Center, you can directly use the credit card tied to your account for online payment. If there is no bank card bound, you can click Add New Card/Online Banking Payment on the cashier page to enter for payment. You can also click Select by Bank to check whether the bank's credit card supports payment. At present, China Merchants Bank credit card can be used.

The operation steps of credit card payment are as follows:

Computer side:

1. Select the goods and submit the order to the cashier page. If there is a credit card tied to the account, you can check it directly. If there is no bank card bound, you can click Add New Card/Online Banking on the cashier page.

2. You can enter a bank card for identification. If not, you will be prompted. If you support it, you can use it.

3. If you want to view the card types supported by the bank card, you can click Select by Bank and put the mouse on the corresponding bank to view the supported card types. As shown in the figure, China Merchants Bank supports savings card and credit card payment.

Second, JD.COM APP:

1. If there is a bound credit card in the account, you can directly check the cashier page after submitting the order. If there is no bank card, you can click on another bank card on the cashier page-pay with a new card.

2. Click on the savings card or credit card to view the supported banks respectively, and select bank binding payment.

How to bind credit cards in JD.COM?

With its efficient transportation efficiency and strict quality requirements for the platform itself, JD.COM has made great achievements in the e-commerce circle, which is in great contrast with the image created at night. It is very necessary for everyone to know the basic operation of binding and unbinding credit cards in JD.COM. The specific process is summarized as follows:

The method and steps of computer terminal (PC) operating JD.COM shopping mall to bind credit.

1, enter and open official website, JD.COM.

2. Then click Login, enter your account number and password, and click Login again.

3. Find my JD. COM ",click it to enter the personal center, and then drop down the page.

4. You will find Settings-Personal Information on the far left of the page, and click "Personal Information".

5. Also on the far left, find "quick payment"

6. Click "Add Express Card". If the card has been bound before, you can only bind the bank card to the account name of the card. If you have not bound the bank card before, please fill in the identity information of the credit card and the bank card account number in your name truthfully, and then click the agreement and confirm.

Mobile phone terminal operation

To delete a credit card or savings card bound to JD.COM, please follow these steps:

① Find JD.COM App in the main menu of the mobile phone and touch to open it.

② Select mine in JD.COM APP, and then select my wallet (according to the serial number in the figure).

③ In my wallet, select my bank card.

④ In My Bank Card, select the bank card to be deleted, click it, and select Delete in the pop-up box.

Yes, it's as simple as that. You don't have friends with credit cards to operate in JD.COM. Credit cards also have many promotional activities. If you apply for a credit card that cooperates with JD.COM, there are many discounts and benefits for you to enjoy the real benefits!

How to pay by credit card in JD.COM?

Question 1: Can I pay by credit card when shopping in JD.COM? Netizen Scissors and Rock Cloth: JD.COM can pay by credit card. When you submit an order, there is a payment method. Choose a pos machine, and then the delivery man will use that pos machine to deliver the goods to you. When the time comes, it will be o sea to swipe your card. Netizen: Of course, JD.COM can pay by credit card. The goods have arrived, and the delivery man has a credit card machine. You can pay by credit card.

Question 2: Can 2:JD.COM pay online by credit card? Yes,

The last step is to click Pay.

Choose to use a credit card.

Question 3: Can I pay by credit card when shopping in JD.COM? Netizen Scissors and Rock Cloth: JD.COM can pay by credit card. When you submit an order, there is a payment method. Choose a pos machine, and then the delivery man will use that pos machine to deliver the goods to you. It will be ok to swipe your card then. Netizen: Of course, JD.COM can pay by credit card. The goods have arrived, and the delivery man has a credit card machine. You can pay by credit card.

Question 4: How to pay by credit card when shopping in JD.COM? There is a minimum installment amount, generally at least 500, the highest 100%, and also 95%. If you want to pay in installments, you can call the credit card center after payment. Banks like to pay by installment. Some banks have small cards, and default payments are all installment payments, with no limit. Brush 1 wool by stages with a small card.

Question 5: Does online payment of 5:JD.COM support credit card payment? Support credit card payment.

Supported credit cards are as follows:

Bank card (credit card):

Industry and commerce, construction, China, Shanghai Pudong Development Bank, Minsheng Bank, CITIC Bank, China Everbright Bank, Huaxia Bank, Shanghai Bank, Hangzhou Bank, Nanjing Bank and China Guangfa Bank.

Question 6: Why can't JD.COM pay by credit card and JD.COM IOUs by installment?

Question 7: Can I pay online with my credit card in JD.COM? Yes, you'd better bind the credit card first, which is more convenient for payment.

Question 8: Can I pay online with my credit card in JD.COM? Yes, after submitting the order, you can see the payment page. Just choose the bank of your credit card.

Question 9: What do sellers of 9:JD.COM think of customers paying by credit card, white note or savings card? JD.COM IOUs will pay in advance in JD.COM by credit card or savings card within one month, which is similar to the function of credit card. The actual amount of measures to promote consumption is determined according to the consumption status of the account, which requires real-name identification.

Question 10: Can I use someone else's credit card to make online payment in JD.COM? No, I can only use the card of the person whose real name is authenticated.

How to use credit card installment payment in JD.COM?

You can open the JD.COM application for temporary storage.

JD.COM credit card direct installment payment can be carried out according to the following steps:

1) Open the official JD.COM Mall, and then log in to JD.COM Mall. Select the product you want to buy on JD.COM website, and click to enter the product details page. Some goods will support installment payment.

2) Click the "Installment Payment" button next to the purchase button. In the pop-up dialog box, you can see that JD.COM supports the installment buttons of China Merchants Bank, China Everbright Bank and Minsheng Bank. Click the "Add to Shopping Cart" button to start placing an order.

3) Click "Go to Shopping Cart for Settlement" button in the new page, and then click "Go to Settlement" button. On the page of viewing order information, you can choose to pay by installment, and click "Modify" on the right side of "Payment and Delivery Method".

4) Check the "installment payment" radio button, then click the "Save payment and delivery method" button, finally click the "Submit order" button, then select the payment bank card and click the "Next" button.

5) Select the number of installments, and then click "Confirm Payment" to complete the installment payment operation of the selected bank in the new page that pops up.

JD。 Credit card installment bank supported by COM: If direct transaction installment is selected, card friends can only choose the credit cards of China Merchants Bank, China Everbright Bank and Minsheng Bank. If not, if you want to use other bank credit cards, you can apply for installment business through bank credit card customer service.

1.JD。 COM's business philosophy: Internationalization brings competition globalization, and the field of e-commerce in China is changing with each passing day. As the flagship enterprise that bears the brunt, JD.COM will inevitably face more intense and even white-hot business competition. Facing the increasingly fierce market competition, JD.COM always tells himself: We should not only strengthen close cooperation with strategic partners, but also cooperate with rivals on the basis of full competition. JD。 COM's understanding of cooperation is win-win cooperation, joint and complementary cooperation, and the "win-win cooperation" brought by cooperation is JD.COM. Seeking development is the eternal concept of COM.

Operating environment:

Mobile phone model: ELS-AN002.0.0.2 12

JD。 COM: 10.3.0

Can I pay by credit card when shopping in JD.COM?

Credit cards can be used in JD.COM Shopping Center, as shown below:

1. First, open the JD.COM client on your mobile phone.

2. Then on the page of JD.COM, select the goods to be purchased and click "Go to Settlement".

3. Next, on the settlement page, fill in your own receipt information and click "Submit Order".

4. Next, on the settlement payment page, select "Other payment methods" indicated by the red arrow.

5. Next, you can choose credit card payment in the list, and finally enter your own payment password for settlement.

Let's stop here for the introduction of how to use credit cards in Jingdong Payment.