When withdrawing cash within the country, the handling fee is 1% of the withdrawal amount, with a minimum charge of 2 yuan per transaction.

If you withdraw cash across banks, an additional RMB 2 will be added;

When withdrawing cash overseas, the handling fee is also RMB 1, but the minimum charge is RMB 15.

If it is an overseas overdraft withdrawal, ordinary cards and business cards will be charged a handling fee of 1% of the overdraft withdrawal, with a minimum of 15 yuan; gold cards, self-mailing group co-branded cards, China Travel Cards, and Xi'an Expo co-branded cards Card and Heilongjiang Travel Card charge a handling fee of 1% of the amount of overdraft cash withdrawal, with a minimum of 20 yuan.

It should be noted that the postal service does not offer discounts on handling fees. In the event of an overdraft withdrawal, handling fees will be required.