1. Different definitions:

1. Visa:

It is a credit card brand operated by Visa International Organization located in San Francisco, California, USA. and management.

2. Credit card:

Refers to a credit card, which is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

2. Different types:

1. Visa:

For Chinese users, VISA is an overseas consumer credit card. Common types include Visa Platinum Card, Visa Gold card etc.

2. Credit card:

The credit card type includes visa card, credit card, ordinary card, gold card, company card, etc.

Extended information

There is no need to pay cash when using a credit card, and repayment will be made on the billing date. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay.

A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip.

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-visa