The postal bank card SMS fee is 3 yuan per month, and the SMS fee is 36 yuan per year. The so-called SMS fee can also be called messenger fee, which means that when the balance of the bank card account changes, the specific fund changes will be sent to the user through SMS, allowing the user to keep track of the changes in the account funds at any time. But now you can check your account balance at any time through mobile banking. If you don’t need SMS service, you can go to a Postal Bank branch to do so

Extended information:

Postal Savings Bank of China can be traced back to 1919 The postal savings business started in 2008 has a history of more than 100 years.

In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was officially established.

In January 2012, the company was restructured into a joint stock limited company.

In December 2015, ten domestic and foreign strategic investors were introduced.

In September 2016, it was listed on the Hong Kong Stock Exchange.

In December 2019, it was listed on the Shanghai Stock Exchange and successfully completed the three-step reform goal of "shareholding reform - leading to war - listing in A and H"

Bank cards can be mainly divided into There are two types of debit cards and credit cards, and there are differences in the processing of the two.

1. Debit card:

If you want to apply for a postal debit card, you usually only need to bring your ID card to apply. Usually, as long as you are over 16 years old, you can go to the bank business hall alone with your ID card to apply for a debit card. There are no requirements for applying for a card. You just need to fill out a few application forms and then go to the service window to apply.

2. Credit card:

To apply for a postal credit card, you must meet the application conditions set by Postal Bank. The application requirements for different types of Postal Bank credit cards are also different. Generally, the ordinary card is the easiest to apply for. As long as you meet the age requirements, have a stable job and source of income, and have good personal credit, you can basically apply for it successfully. If you want to apply for a gold card or platinum credit card, the asset and financial requirements of the applicant will often be higher.

When customers choose a credit card to apply for, they can also ask the bank staff to see what specific information needs to be prepared and what the conditions are. To apply for a card, you can choose to go to the business hall, or you can apply for it in online banking or mobile banking.