If your application for a Bank of Communications credit card fails, it may have something to do with your job. Banks generally have very strict approval rates for industries such as retail, OEM, wholesale, security, insurance, direct sales, etc., and the pass rate is very low. In addition, social security payments must be made.

If you have applied for a credit card before and have serious overdue records on your personal credit report, it will be difficult to apply for a credit card. Therefore, it is recommended to check your personal credit report to see if there are any overdue ones. If there are any overdue ones, you should maintain a good credit record! If you have had a credit card in the past and whether you have liabilities in it, the bank will also consider it when approving the credit card for you. Debt, consider your repayment ability!

If you change your employer, the situation of your employer will also have a certain impact on your application for a credit card. Generally, large companies and famous companies such as the top 500 will apply for a credit card for you. is very helpful. In addition, your job information will also have an impact on your credit card application. Generally, banks rely more on more stable careers.

So if the credit card is not approved for the first time, if the credit card is in good condition, you can apply again after three or six months by submitting different information. Submit as many proofs of financial resources as possible!