The credit limit of CITIC Tik Tok co-branded credit card will be affected by the credit history and income of the cardholder. Citic Tik Tok co-branded credit card is UnionPay Platinum Card, with annual fee of 480 yuan, free of annual fee in the first year, and free of annual fee in the following year if you swipe your card 12 times a year. Cardholders should pay attention to repayment and keep a good credit record when using credit cards, so that it is easier to gain the trust of banks when increasing the credit limit.