It depends on where it is from. Forget about the poor brothers (Asia, Africa and Latin America) in the past.

In European and American countries, the credit system has been well established, and credit card payment is for foreign customers. Customary payment method.

Credit card chargebacks are relatively troublesome. In countries like Europe and the United States, the credit system has been well established. Credit card consumption is closely related to people’s work and social life. Using credit cards to consume is related to people’s credit records. For the future It has a direct impact on your job, mortgage, and bank borrowings.

The credit card organization has a rule that as long as the credit card is declined, it will be marked on the cardholder's credit record, regardless of whether the chargeback is malicious or not. This means that no one will refuse payment easily. Once a refusal is applied, the card issuer and the third-party company that provides credit card channels will also intervene in the investigation, which is quite troublesome for the cardholder. This requires the user to apply to the bank, and a transaction will be left in the user's bank record. Users will generally not make trouble unreasonably.

You can do more work to prevent malicious chargebacks, such as leaving a record of the communication between the two parties, and asking the other party to fax both sides of the credit card when the amount is large, which can effectively prevent For malicious chargebacks, you must intentionally avoid customers in certain areas where malicious chargebacks are more serious. The advantage of this is that when the bank presents the investigation form, you can use these things to reject the user's chargeback against you.