Virtual credit card function:
It is convenient and quick to handle. Customers don't need complicated procedures to handle this card, nor do they need to wait for a long time. It takes as little as a few minutes and as much as ten minutes to get a card.
It is safe to use this card, which is a non-overdraft credit card, and there will be no risk of malicious overdraft because the credit card information is submitted to others. At the same time, customers can effectively avoid the disclosure of private information when using this card. Let you use it freely and have no worries.
This card is a standard VISA international credit card, including 16 digits, valid for 3 digits CSC/CVV2. Personal information such as name, telephone number and address can be filled in according to customer's needs when using.
The effective date (validity period) of the activated virtual credit card is one to two years, which well ensures the security of activated accounts (such as PayPal and EB accounts).
This card is a prepaid VISA international credit card. You can apply for different amounts of USD credit between 1 USD and $500 as needed.
How to cancel a virtual credit card:
Although virtual credit card has no physical card body, its cancellation method is the same as that of physical credit card. Specifically, there are two ways: telephone cancellation and counter cancellation. I suggest you choose the telephone channel to cancel, which is more convenient and quick.
The operation process is simple. Call the bank credit card customer service hotline, and transfer the manual service according to the voice prompt, indicating that you want to cancel the virtual credit card. Generally speaking, customer service will assist in canceling the virtual credit card after verifying the true identity of the cardholder.
Precautions for canceling the virtual credit card:
The cancellation of a virtual credit card can only be handled by the cardholder himself, not on behalf of the cardholder.
Before canceling the virtual credit card, everyone must know the type of virtual credit card, whether it has a separate account or depends on the existence of the actual credit card. Among them, credit cards with independent accounts can be directly cancelled, while virtual credit cards existing on actual credit cards can only be cancelled.
The cancellation of a virtual credit card can only be carried out when there is no debt and balance in the credit card, and the cancellation must go through a 45-day pre-cancellation period. During the pre-cancellation period, the card cannot have any arrears or balance, so that the virtual credit card can be successfully cancelled.
If you don't want to use the virtual credit card, you don't have to go through the logout step. The cardholder can choose to turn off the use switch of the virtual card and turn it on when necessary, which is more convenient to operate.