CCB Credit Card will not generate any annual fee before activation, so it will not be charged. Whether the savings card and credit card are bound or not is a self-made function, which can be bound or not. If you want to bind, fill in the card number of the savings card directly in the agreed repayment account field above the application form. You must fill in your own CCB savings card here, but other people's cards are not allowed. Then choose the deduction ratio, you can choose to automatically repay in full every month, or you can choose to automatically repay according to the minimum repayment amount. If this function was not filled in the application form at that time, you can also set the function of automatic binding of savings cards at CCB outlets or call the 400 credit card customer service number on the back of their cards after the credit cards are issued.