China Merchants Bank is good, and the application is very convenient. You don't have to queue up at the counter, you can operate the mobile phone, and you can easily apply for success without going through too much trouble. There are many special credit card activities of China Merchants Bank, and there seems to be discounts in popular business districts, as well as 50% off food activities on Wednesday, which is particularly practical! The application threshold suitable for it is extremely low. White-collar workers who have just graduated can apply, and college students who have reached 18 can also apply for formal internship contracts. If the amount required is relatively high, it is recommended to be China Merchants Bank. Easy to use, basically once every three months. It is difficult to apply for credit cards of the four major banks, and it is easy to be rejected. The threshold of these state-owned banks is relatively high. Then there are some other commercial banks, even if the quota is approved, it will not be too high. ?

Getting a card is basically a gradual process. Graduated from basic Puka Gold Card to Little Platinum. First, it is unrealistic to want a high-end platinum card, unless you are a state-owned enterprise with very good qualifications. The world can infer your after-tax salary by paying the social security provident fund base, or your friends can save hundreds of thousands of monthly income. If you are famous for Industrial and Commercial Bank of China and Bank of China, I dare to apply for a card for you. The amount of the card is linked to the time of your deposit. Or if you have assets in your name, the more expensive the car, the better. Passbooks depend on the policies of local banks. The above conditions are all bonus conditions for pushing high-end top cards, and some bosses who have nothing have pushed them. Don't think too much. Get off the card first, then get off.

Moreover, China Merchants Bank credit card has the highest withdrawal limit of 100%. In case of urgent need for money, this money can also be used for emergency. In addition, it depends on your own situation. For example, if you have a mortgage in ICBC, ICBC is more suitable for you to apply. For example, CCB has a car loan, and the same is true. If not, if you have a job, you can only apply for commercial banks such as Bank of Communications and Shanghai Pudong Development Bank. In fact, it mainly depends on your own credit, and any bank can do it.