No need.

Lending institutions are obliged to provide settlement certificates. Credit cards currently do not have electronic settlement certificates, but there are two ways to obtain them. Before obtaining a settlement certificate, it should be noted that banks usually require the installment part to be settled before they can issue a credit card settlement certificate.

Mobile processing business: 1. For telephone processing, call the customer service number on the credit card. After being transferred to the manual customer service, explain the need and purpose of the settlement certificate. After the customer service verifies the relevant circumstances, if the processing conditions are met, Your settlement certificate will be mailed to your delivery address. 2. This method of processing at the counter is the most direct. Just bring your ID card and credit card to the nearest card issuing bank.