How much can you pay now? If the bank gives it to a lawyer, it will send you a letter of prosecution and will sue you. Generally, a settlement outside the court of 5,000 yuan or less is a civil dispute; if it is more than 5,000 yuan, it will bear criminal responsibility, and if it is serious, it will be imprisoned. Why not cash out with a credit card at the first time and find someone to repay? Now that the card is frozen, even if you go in, you can't swipe your card. The bank will urge you to pay back as much as possible. Don't run away, because talking is better than nothing. You paid it back, but the bank still wants you to continue to pay it back. According to your quota, you will usually be asked to repay thousands of dollars at a time, and then you will get the minimum installment. In short, if you don't pay off one day, the bank will rush you. If you don't want to hurry, submit it to the court and enter. Try to pay back the money quickly.