Usually, credit cards are frozen and cannot be consumed. \x0d\ Take CCB Credit Card as an example: \x0d\ CCB Credit Card will be blocked under the following circumstances: \x0d\ 1. Suspected withdrawal leads to freezing \x0d\ Frequent use of pos machines to withdraw large amounts of cash, which leads UnionPay to doubt your credit. The bank will reduce your credit card limit, and if it is serious, it will directly close the card. \x0d\ 2。 Repeated overdue repayment \x0d\ The solution is to repay in full (it will not be unfrozen until it is paid off), and call customer service to ask for unfreezing. In this way, the credit limit may be reduced, but if the number of overdue times is small, the general customer service will unfreeze. \x0d\ 3。 At present, there are a large number of POS machines in the market, some of which adopt the mode of big merchants, resulting in the chaotic state of credit card consumption records! For example, Zhang San lives in Beijing, and he spent 100 yuan in a store. The registration information of the Qing Er POS machine used by the other party in the bank may be in another city. Once Zhang San spends money on the second-clearing POS machines of other merchants' classes on the same day, if he encounters the same situation, he will have credit card records in several different cities within one day, which is very easy for the bank to monitor and seize. \x0d\ 4。 If property is frozen or confiscated due to various disputes, credit cards will also be frozen, which is rare. Settle the lawsuit before you consider unfreezing the credit card.