Because the Bank of Communications' credit card center is not managed by the Bank of Communications, it is similar to an outsourcing company. Those who apply for cards work very hard, going through wind and rain to collect meters, and receive very little subsidy. It is said that the basic salary is a little over 1,000 yuan (in Guangdong). Performance is considered if you submit more than 50 forms every month. If you successfully open a credit card, it is 50 yuan, so the salary depends on whether you can find someone to open a credit card. People in the card department are highly mobile, with an average of about half a year. So your chances of promotion depend on your performance and how long you can stay. As for what I learned, I don’t think I learned much, because it’s just a department that opens a card. What can I learn? I hope it helps. I think this department is not good. Even going to a securities company is better than this.

The task is to promote credit cards, apply for them and use them. It is also outsourced to some companies for promotion, but in that case, the position is definitely not a credit card specialist. If it is a bank card center, there will be a formal work badge and business card

Institutional classification

(1) According to different card issuers, they can be divided into bank cards and non-bank cards

Credit cards (1) Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

(2) Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., used for purchasing tickets, meals, accommodation, entertainment, etc.

Card issuance objects

(2) According to the different card issuance objects, it can be divided into corporate cards and personal cards

(1) Corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal entities.

(2) Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

Credit status

(3) According to the different credit status of the cardholder, it can be divided into ordinary card and gold card

(1 ) ordinary card. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

(2)Gold card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.

Repayment methods

(4) According to different repayment methods, credit cards can be divided into credit cards and quasi-credit cards