1. If smart pos machines pay by QR code, the handling fee is generally 0.38%, which is the same as that of traditional pos machines.

2. The mobile phone pos machine is connected with the pos machine through Bluetooth for consumption, and the handling fee for this credit card consumption mode is generally 0.68%+3 yuan/pen.

3. The standard handling fee for traditional pos machines is 0.6% for credit card swiping, with a maximum of 20. If you use a credit card in supermarkets, gas stations and other preferential merchants, the handling fee is 0.38% of the credit card, with a maximum of 18. There is no charge for swiping cards in public hospitals, schools and other places.

Other provisions:

1.After the fee reform of 65438+96 in 2006, the central bank formulated a unified charging standard for credit cards, that is, the charging standard for credit cards was 0.6% of the standard category. For example, if we cash in 1000 yuan, then the handling fee is 1000 * 0.6% = 60 yuan.

2. The above are the standard types of merchants, including preferential relief and public welfare.

According to the current unified rate policy, the credit card rate of preferential merchants is 0.38%-0.48%, and that of public welfare merchants is 0.

When we cash out, we determine the credit card rate according to the specific merchant type code, that is, MCC code. Generally, we can see it on the printed transaction documents after swiping the card on the POS machine. There is a string of 15 merchant numbers on the transaction receipt, in which the 8th-11is MCC code.

For example, if the MCC code is 58 13, then the representative business type is leisure drink places (bars, pubs, coffee shops, cafes, teahouses), and the business classification is catering and entertainment, and the credit card rate is 0.6%.

POS is a multifunctional terminal. It can be installed in special merchants and acceptance outlets of credit cards, and connected with computers to realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and is safe, fast and reliable to use. It is difficult to obtain basic business information for bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.

Fixed POS machine

The advantages are:

1, software upgrade and maintenance is relatively easy;

2, network dialing mode, fast dialing speed;

3. It is easier to clear POS transactions.

Disadvantages: online operation is required, and guests need to pay at the cashier.

Merchants suitable for integrating transformation projects.