Can the Bank of China e-Loan Credit Card be frozen and still be unfrozen? BOC e-Loan is a large-amount consumer credit loan of Bank of China, with a maximum limit of RMB 300,000. It can be applied for online through the official website of Bank of China. When applying, seven types of funds are required: daily consumption, education, decoration, medical care, car purchase, travel, and wedding. Choose any one of the purposes and then use the funds according to the chosen purpose. For example, if you choose daily consumption, you can only use it for reasonable and legal personal consumption expenditures. It cannot be used to invest in stocks or buy funds, nor can it be used to pay off credit cards. Don't take chances and think that you won't be able to find out if you use it to pay off your credit card. If you do, the consequences will be very serious. After successfully borrowing money from Bank of China e-Loan, some people will receive a text message from the bank, requiring them to provide consumption vouchers for the use of funds after the successful borrowing within a certain period of time. Some people think that the credit card repayment vouchers also count, so After submission, not only did it fail to pass the certification, but the quota was frozen because the funds were not used for specified purposes. The frozen Bank of China e-Loan credit card cannot be unfrozen. The bank will terminate the contract in advance and ask the borrower to repay the remaining unpaid principal in one lump sum within the specified time. Otherwise, it will be treated as overdue, and penalty interest and breach of contract will occur. The money will also be reported to the central bank for credit reporting, which will affect your credit. The above is the relevant introduction to "Can the frozen Bank of China e-Loan credit card be unfrozen?", I hope it will be helpful to everyone.