Hello
It is still necessary to purchase critical illness insurance, because the incidence of serious illness is very high due to environmental pollution, food safety and other reasons. When you suffer from dozens of serious diseases (usually 30) covered by the insurance terms, you will receive high medical benefits.
Taikang Life Insurance is an old company, its creditworthiness is no problem and it must be reliable.
The quality of the insurance depends on the specific terms and your personal financial ability, family and other circumstances before you can judge it. It is like going to the mall to buy clothes, not every item is suitable for everyone.
Hope it helps you