Visa has a credit card, which is jointly issued by the issuing bank and Visa International. Visa credit cards can be spent by Visa merchants all over the world.

Visa has debit and credit cards. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.

Visa provides a wealth of consumer debit card products for consumers in different regions and at different consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment.