Hello, Tencent and CITIC have cooperated. So as long as you are a QQ member, you can apply for CITIC Credit Card. I got one two years ago and have been using it all the time, but it seems that QQ members need to set up automatic renewal every year. Because I met it once, and I automatically recharged it. If you care about this, you can check it carefully.

but then again, it's easy to get a credit card now as long as you have a stable job. You don't have to pass QQ membership. Too many credit cards will be more troublesome. If you forget to pay back, it may be included in the national credit information system. In the future, all aspects related to credit, such as housing loans, will be in trouble.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate. The application form is accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's autograph.

Reference: Credit Card-Baidu Encyclopedia