The credit card payment due date is an important date. It marks the deadline when the bank requires the cardholder to repay the balance of the bill. Usually, this date is within a specific number of days after the credit card bill is generated. For example, the repayment date for Guangfa Bank's credit card is the 20th/26th day after the bill date. Understanding this date is crucial to maintaining a good credit record, as late payments can result in interest and late fees.

For example, if someone receives a bill on April 10, showing a debt of 1,000 yuan, then the last payment date is April 30. This means that if cardholders complete the repayment of 1,000 yuan before April 30, they can enjoy the interest-free repayment period provided by the bank. Therefore, ensuring repayment is made within the stipulated time after the bill date is key to avoiding additional charges and maintaining a good credit history.