Shocking! A 60-year-old woman in Shanghai picked up a credit card and easily guessed the password to withdraw cash. How did she do it? As follows:
In October 2022, Qiao, who was over 60 years old, After picking up a wallet on the roadside, a certain person had evil thoughts. He used the ID card in the wallet and the birthday information to successfully try out the bank card password! Bank surveillance video shows that the defendant Qiao immediately came to a nearby ATM after picking up the wallet.
Qiao used the ID card information in his wallet to continuously test the bank card’s cash withdrawal password one after another. In the end, Qiao accidentally tried the password of a credit card and withdrew 7,000 yuan in cash from the card twice. The owner immediately called the police after receiving the withdrawal text message, and Qiao was quickly captured by the public security organs and truthfully confessed his illegal behavior.
Defendant Qiao: I found someone else’s bank card. I had no money to use it at the time, so I was confused and wanted to get some money. After review, the Hongkou District Procuratorate believes that Qiao’s behavior should be held criminally responsible for credit card fraud. Huang Jing, prosecutor of the Hongkou District People’s Procuratorate: According to the provisions of the Criminal Law.
Picking up a credit card and using it is considered a crime of credit card fraud. If a credit card is stolen and used, it is a crime of theft. The prosecutor explained that the crime of credit card fraud does not mean that the suspect deceived the victim, but that the suspect's behavior damaged the bank and disrupted financial order.
By randomly trying passwords, he destroyed the security system set up by the bank and obtained money in the bank card that did not belong to him. Qiao was sentenced by the Hongkou Court to three months' detention, suspended for three months, and fined 20,000 yuan for committing credit card fraud.