The so-called risk is whether people who know your ID number, mobile phone number, home phone number and other detailed information can get the relevant information on your card. Only these can be opened for use, except for bank-related staff, because there are records. The person who handled it for you and the handler have records, so the bank can rule it out.
It's mainly the designated address you sent. Does anyone know your information in detail?
If so, I suggest you cancel or apply for resending as soon as possible.
There is another misunderstanding. As long as there is no overdraft, there will be no bad record. Please rest assured.
You don't need any cards you apply for, as long as the bank doesn't charge an annual fee for the first year. The most terrible thing is that some cards are charged factory fees, and some cards are not charged annual fees for the first month. Whether you open this card or not, as long as the card is approved, the relevant amount will be directly deducted from your card, resulting in an overdraft record.
For example, all the cards issued by CITIC Bank, China Merchants Bank's mini card, Xingye's constellation card and Minsheng's ID customized photo card are all charged in the first year. Please pay attention to these cards and consult customer service before cancellation.
Generally, the first year of investment promotion is free of annual fee. Except MSN mini card, you can sell it as soon as you get it, or you can cancel it without a card.
Bank card center staff provide information ~