1. Bank branch repayment: the cardholder directly goes to the counter of Industrial Bank branch and deposits the cash into the credit card with a debit card or passbook for repayment.

2. Online bank repayment: the cardholder logs into the online bank of Industrial Bank and repays with debit card or passbook deposit or other inter-bank transfer.

3. Automatic transfer repayment: The cardholder can bind the debit card of Industrial Bank, passbook or other bank debit cards, and automatically deduct the money from the debit account designated by the cardholder on the repayment date of each month.