Credit card is a credit payment tool issued by banks. Credit cards have a certain bank credit limit, and can be directly consumed within the credit limit, but the cardholder needs to complete the repayment within the specified time. On the other hand, the particularity of credit card also makes the risk of credit card being stolen greater, so do you need to repay the stolen credit card yourself?

Generally speaking, there is no need to bear the responsibility of repayment when a credit card is stolen. Most bank credit cards are guaranteed by stolen or lost credit cards, and there is a certain amount of guarantee. The loss of the stolen credit card is borne by the bank.

In addition, after the stolen credit card is found, the evidence of the stolen credit card must be kept in time and submitted to the bank, so that the user does not have to bear the loss of the stolen credit card.

After the cardholder finds that the credit card has been stolen, the first thing to do is to contact the bank and ask for a stop payment of the credit card to stop the loss in time; Then use a credit card to handle related business at a nearby ATM, prove that the credit card is on you and prepare relevant evidence; Finally, we should call the police in time. If a person can catch the thief after calling the police, then the bank can ask the thief for compensation after bearing the loss.

To sum up, the stolen credit card does not need to be returned by itself, but the cardholder must prove that the credit card consumption has indeed been stolen, rather than using the credit card. If the cardholder can't prove that the brush was stolen, the cardholder may bear the loss himself.