The minimum credit limit of CCB's global payment card is 20,000 RMB, and Longka's global payment credit card series has three levels: standard platinum card, titanium platinum card and gold card. Increase the amount of data to be audited.
CCB's method of increasing credit card quota;
1, method for improving fixed credit limit of CCB credit card:
If the credit limit of CCB credit card holders is raised for a long time, they need to call the 24-hour customer hotline of CCB credit card to apply for credit card limit adjustment after holding the card for 6 months. According to the repayment records of BOC credit card holders in the past six months, CCB will inform customers of the audit results within one week. If the cardholder can provide some assets proof materials when submitting the application, he can get a higher credit limit.
2, CCB credit card temporary credit limit improvement method:
If the cardholder's existing credit limit is insufficient, he can apply to the bank in advance to temporarily increase the credit limit, and CCB will adjust it for you according to your credit status and card usage. If you need to temporarily increase the credit limit, you can call the 24-hour service hotline and provide relevant information as required. The temporary credit line is valid for up to 3 months, and your credit line will be automatically restored to the original one after expiration. The credit limit of the secondary cardholder is set by the primary cardholder. If it is necessary to adjust the temporary credit limit of the secondary card, the cardholder of the primary card must apply.
Extended answer:
CCB pays credit cards globally. The approval limit for gold cards and titanium platinum cards is 1 0,000-50,000 yuan, and the standard platinum card does not exceed 200,000 yuan.
Banks will refer to the nature of the landlord's work (private, state-owned, whether it belongs to high-risk industries, such as KTV, etc.) when approving. ), income, social security, provident fund, individual tax, personal assets (real estate, automobile production, CCB time deposit certificate, etc. ), credit (whether overdue, whether holding multiple bank credit cards at the same time, debt ratio, etc. ), education, etc., so no matter which one,
How to increase the credit card limit of CCB
CCB's credit card quota promotion skills are as follows:
1, widely used credit line:
Monthly credit card consumption exceeds 60% of the credit limit.
2. Submit more comprehensive information:
When applying for a credit card, provide personal comprehensive information, such as real estate license and driver's license.
3. Full repayment when due:
Repayment in full and on time can reflect the repayment ability of credit card holders.
4. Apply for temporary quota:
Apply for and use the temporary credit line of CCB, and then apply to the bank to increase the credit line after use.
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Some skills to increase the credit card limit of CCB are as follows:
1, more credit cards:
Swipe the card at least 3 times a month to ensure the frequency of swiping the card, and the amount of swiping the card generally accounts for more than 40% of the credit limit.
2. Irregular large-scale consumption:
From time to time, credit card consumption, full repayment at maturity, so that banks think that cardholders are in great demand.
3. Sustained and stable consumption:
Try to ensure that you spend several times a month, and don't brush up the quota at one time.