Applicants can check the card processing progress in real time through the issuing bank official website, the official app or the customer service hotline. The credit card has been made, which means that the credit card you applied for has passed the examination and entered the actual business card printing link. Generally speaking, it takes time to print bank cards. After the card is ready, the bank's credit card center will mail the card directly to your home, or you can pick it up at the bank outlet. Now the credit card application procedure is still very simple. It's easier if you apply for a credit card at the payroll bank.
1. Under normal circumstances, the credit card is approved for business card printing, and it will take about 7- 15 days to get the credit card. General business card printing takes 2-3 working days. After the business card is printed, it will be sent by registered mail, and the specific collection time will be subject to the receiving address filled in at the time of application. If the applicant is in a relatively remote area, it will be slower. After the credit card is issued, there will be a SMS notification. You can check the location of the card according to the courier information in the short message. Please be patient. The new card must be activated before it can be used. There are three ways to activate the credit card: opening the card at the financial counter of the outlet is confidential, and you need to show your ID card and credit card when handling it; Online banking card opening, if there is an online banking shield, you can set the transaction withdrawal password together; Telephone voice self-service card is opened. Of course, you need to enter some personal information before activation to ensure that it is the cardholder himself. If the information is entered incorrectly, the card will be opened manually.
2. The specific application information is as follows: identification: generally, it is an ID card (if it is a new ID card, a copy of the front and back is required), and the military needs to provide a copy of the military ID card; Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license verified and marked by the guarantor; Financial proof: it can be the salary record issued by the bank, the income tax withholding certificate, or the market value certificate of the house, car, deposit and investment (such as the copy of the real estate license/car driver's license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Of course, even if the credit card application procedure is simple, the bank credit card center still needs to review our reputation. Generally speaking, as long as there is no problem with our credit information, credit cards can pass the examination. After getting the credit card, we can activate it by ourselves according to the prompt. It should be noted that the consumption times within one year after activation must be greater than the specified minimum consumption times. So you can get rid of the annual fee. If we activate it, we won't need it. In the end, not only did you not get any benefits, but you also needed to pay the annual credit card fee to the bank.