Legal analysis: In order to regulate the credit card business of commercial banks, protect the legitimate rights and interests of customers and banks, and promote the healthy and orderly development of the credit card business, in accordance with the "Law of the People's Republic of China and the Bank of China on Supervision and Administration", " The "Commercial Bank Law of the People's Republic of China", the "Regulations of the People's Republic of China and the Administration of Foreign-funded Banks" and other laws and regulations have formulated the "Measures for the Supervision and Administration of the Credit Card Business of Commercial Banks".

Legal basis: "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks"

Article 14 The term "acquiring business service agency" as mentioned in these Measures refers to the acquiring bank or acquiring business A legal entity or other organization signed by the settlement bank to assist it in providing credit card acquiring business services.

Article 15 Credit cards issued by commercial banks are divided into personal cards and corporate cards according to the different objects of issuance. Among them, corporate cards are divided into business travel cards and business purchasing cards according to their uses.

Business travel card refers to a credit card that commercial banks sign contracts with government departments, legal entities or other organizations to establish travel expense reimbursement and repayment relationships, and provide daily business expenses and financial reimbursement services to their staff.

Business purchasing card refers to a credit card that commercial banks sign contracts with government departments, legal entities or other organizations to establish procurement expenditure reimbursement and repayment relationships, and provide them with services related to procurement expenditures such as office supplies and office matters.