Counter application

1. Proof of valid personal ID

1. I must bring my valid ID, military officer ID, and original household registration booklet and attachments.

2. If you are a compatriot from Hong Kong, Macao or Taiwan or a foreigner, you need to provide residence permit, passport, local ID card and other documents.

2. Proof of credit information

1. Payslip or income certificate issued by the applicant’s workplace or a copy of the salary passbook/bill issued by the bank (required before processing, three Monthly salary entry information), or a copy of the personal income tax withholding voucher (valid).

2. Provide living materials, including water bills, electricity bills, gas bills, etc.

3. Provide commonly used credit card bills or real estate certificates (required for personal use). This can increase the limit of credit card application to a certain extent.

Extended information:

1. Online application

1. The advantage is that it is convenient and fast;

2. The application does not require the submission of information at an outlet. ;

3. You can apply successfully if you meet one of the requirements: college degree or above, long-term and stable job paying five social insurances, and certain assets in the Bank of Communications;

4. It takes 5 days to submit the application. You will receive the card in about 1 minute.

2. Repayment through the Bank’s channels:

1. Automatic repayment by the Bank’s debit card

2. Self-service repayment by the Bank’s debit card ( Online banking, mobile banking, telephone banking)

3. Electronic transfer and repayment of our bank’s debit card

4. Automatic inter-bank repayment of other banks’ debit cards

5. Inter-bank self-service repayment with debit cards from other banks (online banking, mobile banking)

6. Cash repayment at our bank’s business outlets

7. Automatic deposits from our bank Machine cash repayment

Baidu Encyclopedia - Bank of Communications Credit Card Center

Baidu Encyclopedia - Bank of Communications Credit Card