China Construction Bank: free of annual fee in the first year, and free of annual fee in the following year after three swipes;
Bank of China: free of annual fee in the first year, and free of annual fee in the second year after five swipes;
Industrial and Commercial Bank of China: American Express Card swipes the card five times a year, or the annual fee of the current year is exempted when the consumption reaches 5,000 yuan, or the annual fee of RMB ordinary card is exchanged with 2,000 points;
China Agricultural Bank: Free of annual fee in the first year, and free of annual fee in the second year after five swipes;
China Merchants Bank: Free of annual fee in the first year, and free of annual fee in the following year after brushing for six times;
China CITIC Bank: swiping the card once within one month after issuing the card is free of the annual fee for the first year, and swiping the card five times is free of the annual fee for the next year;
Industrial Bank: the annual fee for the first year is exempted, and the annual fee for the next year is exempted if you spend five times or 3,000 yuan;
Bank of Communications: Y Power swipes its card three times without annual fee in the first year, the second year without annual fee, and the other swipes its card six times without annual fee;
Guangfa Bank: the annual fee is free in the first year, and the annual fee is free in the following year after six swipes;
Shanghai Pudong Development Bank: free of annual fee in the first year; Free SMS service fee; Free of loss reporting fee; Don't pay too much to get back the handling fee.
Minsheng Bank: Free of annual fee in the first year;
Everbright Bank: Some cards are exempt from the annual fee in the first year, and the annual fee in the following year is exempted after three swipes;