Most banks can handle credit card rides, generally without mortgage, and only need to provide relevant materials needed by banks such as driving license, so the pass rate of credit card rides is higher.

Take China Construction Bank as an example.No. A natural person with full capacity for civil conduct, aged over 18 and under 70, with a stable occupation and income, good credit status and the ability to repay the principal and interest on schedule can apply for a personal card master card of Longka Credit Card.

You can't. The issuing bank shall conduct a credit investigation on the credit card applicant, fully verify and completely record the applicant's valid identity, financial status, consumption and credit records, and confirm that the applicant has a fixed job, a stable source of income or a reliable repayment guarantee.

It should be possible, as long as you provide proof of stable income. The car can prove it, but the credit card is not mortgaged. Banks just look at your financial situation.

No, you can only apply for a mortgage loan in the bank after the loan fee has been paid. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers.

Commercial banks should conduct various examinations when providing such loans to customers. The customer of the bill discount lender submits the unexpired bill to the bank, and the bank deducts interest from the discount date to the maturity date to obtain cash. So banks can't handle credit cards if they have car loans.