2. The following are several possible solutions:
A. Contact the bank: communicate with the bank, explain your predicament, and ask for deferred payment or installment payment.
B. Explore loan options: If you need funds urgently, you can consider borrowing from relatives and friends, or seek other short-term loans to ensure that you can repay on time.
C. Seek financial assistance: Find out whether the local government or charity provides poverty alleviation projects to help you tide over the difficult economic times.
D. Planning budget: review your financial situation, make detailed budget plans, give priority to repaying credit card debts, and minimize unnecessary expenses.
3. Summary: Although you don't have enough funds to repay the overdue credit card debt at present, you can solve the problem by consulting the bank, seeking loan options, seeking financial assistance and planning the budget.
4. Extended information:
Overdue credit card arrears may lead to interest accumulation, credit score decline and possible legal consequences. So it is very important to contact the bank as soon as possible and find a way to solve it. At the same time, in the future, ensure that you repay on time, abide by the rules of credit card use, and maintain a good credit record. Remember, it is the best way to communicate frankly with banks and try to take positive actions to solve the capital problem.