Ping An Credit Card only supports RMB and USD, but you can use it in all countries and regions around the world. The exchange rate standard for consumption is as follows:

1, take the channel of China unionpay:

Credit card consumption in China is settled in RMB, and consumption abroad is based on the exchange rate of the card organization when the merchant applies for payment;

2. Take the channels of international card organizations (VISA, MasterCard, JCB):

Credit cards are settled in US dollars in China and consumption abroad, subject to the exchange rate of the card organization when the merchant applies for payment.

Note: No currency conversion fee is charged for overseas USD transactions, and 0.5% of the transaction amount of 65438+ is charged for overseas non-USD transactions (euros and pounds sterling) (that is, the cross-border handling fee is 0.5% of the transaction amount of 65438+); In Hong Kong, Macao and Taiwan and other countries and regions covered by China UnionPay, cardholders can declare to merchants when swiping their cards.

If you need to inquire more about Ping An Bank's business, you can click the link below to select the online customer service icon in the upper right corner of the home page or follow Ping An Bank's official WeChat account (pingan_bank) for detailed inquiry.

Reply time: February 2022-17. Please refer to the latest business changes announced by Ping An Bank in official website.