Take the credit card of China Merchants Bank as an example, the transaction date of refund is on or before the bill date, which can offset the current bill (that is, the transaction that does not need to be repaid in the current bill); The trading day of the refund is after the bill date, which cannot offset the current bill (that is, the current bill needs to be repaid), and the refund can repay your next bill.

For example, if the bill date is 10 day per month: if the transaction time of the refund (as shown on the bill) is 10 day, the refund can offset the current bill amount; If it is 1 1, you need to repay the current bill, and this refund can repay your next bill. In short, the refund can repay the arrears, which is only a matter of cycle.

Extended data:

The money returned by credit card consumption can be counted as repayment if the transaction date of refund is on or before the billing date; If the trading day of the refund is after the bill date and cannot offset the current bill, the refund can compensate the next bill.

After the personal consumption refund of China Merchants Bank credit card occurs, you can bind the official account of China Merchants Bank WeChat, and record that the refund will be reminded by WeChat the next day, and the refund will be received. If there is a bound palm student, you will also receive a palm student notification.

References:

Can credit card online shopping refund be used as repayment? Not necessarily! Taizhou business daily