1. Schools usually issue campus cards (school canteens, restaurants, supermarkets, libraries, etc. ), can meet the daily expenses. Plus, you already have a savings card, which is basically enough. You don't need to apply for another card!

2. In addition, there are annual fees and small account management fees for bank cards. This is enough for students, but more will become a burden!

For students, credit card is even more unnecessary. The main expenses during the student period are tuition (once a year), living expenses (meals) and daily expenses, and there is nothing big or urgent!

4. College students' financial management is mainly to use their own funds rationally and balance their living expenses.