False.

Because after the due date, the collection agents will use various excuses to collect the money. If you are sued, you will be handed a court leaflet.

Hua Xia Bank officially issued Hua Xia Credit Card on June 18, 2007. Hua Xia Bank's first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, Hua Xia Credit Card has launched a number of innovative functions and services; in terms of credit card limit, repayment period, interest-free policy, etc. There is something innovative. The issuance of Hua Xia Credit Card is a major progress in the strategic cooperation between Hua Xia Bank and Deutsche Bank. It also marks Hua Xia Bank's first entry into the Chinese credit card market. Hua Xia Bank Credit Card Center even cooperated with MasterCard to launch China's first high-end titanium credit card, creating a precedent in China's credit card market. In addition to having a higher credit limit and more flexible and convenient financial functions than gold cards and ordinary cards, the Titanium Card also provides customers with the "Health Exclusive" VIP Medical Plan, the "Safe Journey" high-limit protection plan, and the " Value-added services such as “Only What You Need” thoughtful financial services meet the needs of financial consumers in the current market for quality of life services and personalized services. The competition in the credit card market is intensifying. In order to meet the market challenges and win the market, Hua Xia Bank has given Hua Xia Credit Card many value-added services, which reflects the thoughtfulness and humanity of Hua Xia Credit Card in terms of services. It is because of these unique and differentiated services that industry insiders say this card will soon become one of the most distinctive financial products in the Chinese market.