Bank of Communications Youth MasterCard is a dual-currency credit card specially designed for young people. Its characteristics are as follows:
1. After holding the card for half a year, the credit limit will be upgraded, and the upgrade speed depends on the card usage. With more credit cards and more installment payments, it is easy to increase the credit limit.
2. As long as a single credit card is spent in RMB 500 yuan or above $60, it can be paid by installments.
3. For domestic RMB cash withdrawal, the handling fee is 5 yuan/transaction, regardless of interbank or different places in the same city, and the cash withdrawal amount is 100% of the credit line.
4. In places with Visa/Plus, MasterCard/Cirrus or China UnionPay logo, you can use your credit card or withdraw cash from ATM.