First of all, this is a reliable value-added service (1. Banks can't cheat their credit card customers; 2. Telephone insurance helps to safeguard the rights and interests of customers because the call is recorded; 3. The insurance company cooperates with the bank and entrusts the bank to sell. The relationship between the two parties is cooperative, which is approved by the CIRC)

Secondly, as a customer, you should be clear about the product terms he introduced to you during the call and buy according to your actual situation. In general, the amount can be freely selected by the customer! In addition, remind me to check which company is cooperating with the bank. As long as the service is good and the products and quotas are suitable, take out an insurance! It's good. After all, most of them are refundable deposits now, which are nothing more than accumulating funds for themselves for a long time, as long as the pressure of life is not too great!

Finally, if the fee is deducted, it should be deducted from your credit card in the first phase (be careful not to exceed the limit, there will be extra fees), and later you can call the insurance company to deduct it from other debit cards according to your own wishes and make changes!

I hope it helps you!