① You can spend more by credit card, handle installment business and withdraw more cash, so that the bank will think that you have a high degree of dependence and loyalty on credit cards and will take the initiative to raise the amount for you; (2) Call the customer service of the bank to apply for adjusting the temporary quota, and it will take effect upon approval; Submit your financial proof in person at the bank counter and apply for an increase in the fixed amount.

After the cardholder applies for a credit card, after a period of consumption and repayment, a comprehensive credit score will be formed according to his historical behavior. According to the comprehensive credit score of customers, banks will actively adjust the fixed quota for customers with higher scores according to actual needs, and will also comprehensively consider the cardholder's past consumption amount, quota utilization rate and other factors.

According to the purpose of the card, the bank will evaluate whether the credit card can be withdrawn according to the comprehensive analysis and judgment of the system;

Withdrawal period of China Merchants Bank: the first withdrawal of the permanent quota: 3 months later, the second increase of the permanent quota: 3 months later;

Cardholders can also provide proof of property and income (such as real estate, cars, time deposits, fixed assets and other valid documents) to credit card banks on their own initiative.

Hello, a high credit card limit has a high chance of success.