After the credit card is bound, the other party must be a merchant, such as a micro store. If the other party is an individual, there is no way to pay by credit card, only the balance or the bound debit card.

Wechat binding credit card benefits:

1. wechat can get free SMS notification service after binding the credit card.

2. You can keep abreast of consumption trends and inquire about the details of expenditure and income.

3. Perform simple account management operations.

4. Be able to query the withdrawal standard and apply for increasing the quota quickly.

5. Binding credit cards can be used for consumption.

6. Binding credit card repayment.

How can I not pay for credit card binding WeChat?

Speaking of WeChat payment, I believe everyone is familiar with it. Wechat payment greatly facilitates people's daily life, and goods can be paid by scanning. However, many partners may have encountered such a problem, that is, the credit card bound by WeChat cannot be paid. What is the reason? Let's have a look!

Merchants do not support credit card payment, and can only choose change or savings card payment.

Many merchants' payment codes do not support credit card payment. Although they are all WeChat payments, they are also divided into platforms. There is no problem with big supermarkets, but not with small vendors. They can only choose WeChat change or savings card to pay and change the payment method.

The credit card limit bound by WeChat payment is insufficient.

It's not the same as a bank savings card. Savings cards can't be repaid without money, and credit cards can be overdrawn. However, since it can be overdrawn and there is a limit, when the credit card overdraft limit is not enough, it is naturally impossible to pay.

Or the credit card WeChat exceeds the payment limit

Whether it is a credit card or the WeChat payment we use, there are certain limits, such as the daily maximum and the annual maximum. Once this limit is exceeded, the payment will fail.

The credit card is abnormal and the account is frozen.

When the credit card is abnormal and the account is frozen, it cannot be paid. At this time, you can go to the bank that handles the credit card to find out the status. At the same time, if WeChat payment is abnormal and cannot be paid, it is necessary to further check what caused it.

Credit card wechat can't pay. What's going on here?

There are several possible situations in which credit card WeChat cannot be paid:

1. Merchant does not support credit card payment:

Although many merchants also support WeChat payment, if you pay the merchant by scanning the code, you can only use a savings card, not a credit card, because scanning the code is equivalent to transferring money, and the credit card cannot transfer money. After the credit card is bound, the other party must be a merchant, such as a micro store. If the other party is an individual, there is no way to pay by credit card, only the balance or the bound debit card.

The specific use process is as follows: 1. After the binding is successful, if you want to pay for shopping, click Wallet → Collection. 2. If the merchant has a code scanner, you can ask the merchant to scan your payment code, or you can click on the payment manually. Choose credit card as the payment method (if your credit card is grayed out and cannot be selected, it means that our store does not support credit card payment).

2. Insufficient available quota:

As we all know, credit cards can only be consumed when the available amount is sufficient. If your credit card has no available amount, or the amount of goods is greater than your payment amount, the merchant will scan your payment code with a code scanner, and the payment will fail because of insufficient amount.

3. Exceeding the payment limit:

Credit card WeChat payment has a limit, which can be divided into three types: single limit, single-day limit and single-month limit. The specific limit is subject to bank regulations, and the limit of each bank is different. If you exceed the limit, you can't pay.

4. There is a problem with the network when paying:

If there is a payment failure, first of all, everyone should look at the signal of their mobile phone, because WeChat can only pay successfully if the signal is good. If the payment fails due to the cell phone signal, you can try to shut down and restart or disconnect the network and reconnect.

It can be seen that the reasons for the failure of WeChat binding credit card payment can be divided into two types: one is objective factors, such as network signals and merchants; It's the card, such as identity, limit, etc.

So much for the introduction of why credit cards can't be paid by WeChat.