There are two important dates for credit cards, billing date and repayment date. Among them, the repayment date is the day when the cardholder repays the outstanding balance. So, after the cardholder repays the payment, will the money arrive immediately? How long will it take for the cardholder to continue to use the credit card after the repayment? Follow the editor to find out.

How long does it take for the CCB credit card repayment to be credited into the account?

1. Cardholders can make real-time repayments through CCB branches, self-service terminals, online banking, mobile banking, and WeChat and restore them. The cardholder's credit limit. It should be noted that the foreign currency will be credited later. Generally, the credit card limit will be restored after the foreign currency is credited.

2. When the cardholder repays through the agreed account, CCB will usually automatically deduct the money from the agreed repayment account on the morning of the credit card due date, and the payment will be credited immediately after the deduction is successful. If the payment is not deducted successfully on the day due to system processing time difference and other reasons, a supplementary deduction will usually be made on the morning of the third day after the due payment date. Successful deduction will still be regarded as normal repayment.

It should be noted that due to the time difference between the successful debit card deduction and the credit card restoration limit, the main credit card limit is generally restored in about 2 hours after the debit card deduction is successful.

3. When repayment is processed through a third-party payment institution, the arrival time will be different, and the details will be based on the actual display on the page.

Can the credit card be used immediately after repayment?

1. If the user’s credit card limit has been restored after repayment, the user can make purchases using the card;

2. If the user needs to handle cash withdrawal and cash transfer business, the foreign currency limit can be restored only after the repayment transaction is recorded;

3. If the user has a dual-currency credit card, the foreign currency limit can be restored only after the repayment transaction is recorded. .

The above are some contents about CCB credit card repayment, you can pay attention to it.