Card friends asked me that the credit card limit was 10000 yuan, and I was going to handle the bill installment of 15000 yuan. After the installment is successful, do I only have 5000 yuan available? "

I replied that this is true, because the credit line of Everbright Credit Card will be occupied by stages. However, if you change a part of the amount in each installment, the credit line will be restored with your repayment, and all installments will be repaid in full or in advance, so the credit line will be restored.

3. After the successful application for bill installment, you must repay the payable amount every month before you can enjoy the interest-free policy. Otherwise, if the repayment amount is less than each installment, a late fee will be charged, which will also affect the credit investigation;

In short, the credit card of China Everbright Bank will occupy part of the credit line in installments, and if the cardholder repays in installments, the credit line will be unfrozen in installments. Disclaimer: The article comes from the Internet and is only for users to learn and communicate. If there is any infringement, please contact to delete it.