Platinum card: This is a VIP card. This is a debit card. Overdraft is not allowed It is free to transfer money by card, and the annual fee is also free. There are also some preferential conditions. If the deposit in the bank is more than 500 thousand, you can apply for this card type.

1. What are the benefits of the Platinum Card?

1. Business handling is preferred.

2. Remittance fees can be reduced or exempted.

3. There is no charge for withdrawing money from different places. ICT card is a debit card, which has the functions of cash deposit and withdrawal, transfer settlement, collection and payment, shopping consumption, financial management and investment. One card is multi-purpose, and depositors can set up current account, fixed account, lump-sum deposit and withdrawal account in one card, which is convenient for centralized management of funds.

Second, what is the use of the Platinum Card?

The overdraft limit of rural commercial bank platinum credit card will be higher than that of gold card and ordinary card. In addition, platinum credit cards usually have some exclusive rights. As rural commercial banks are regional banks, take the platinum card of Shanghai Rural Commercial Bank as an example. In addition to consumption, cash withdrawal and transfer, the Platinum Card of Shanghai Rural Commercial Bank can also enjoy various exclusive services such as VIP service at the airport, high accident insurance, health protection plan and driving.

3. What is a Platinum Credit Card?

This is a card for high-end customers. It's a credit card. Overdraft is allowed. This card has a high credit limit. According to its own assets, the credit line is more than RMB 654.38+10,000, with a maximum of RMB 1 10,000. This card also enjoys a maximum interest-free period of 56 days, which is equivalent to using the interest-free loan from the bank. The withdrawal ratio is higher than that of ordinary credit cards, which can reach 50%. At the same time, this card can also enjoy a lot of quality services.

4. What does the bank mean by "quota"?

1. Credit, loan and pledge are common ways for ordinary residents to obtain financing from banks.

2. Credit is common in credit cards (including credit cards, etc. ), the limit generally refers to the maximum amount that customers can overdraw (or withdraw cash). This is determined by the information submitted by the customer to the bank (including my ID card, income certificate and credit status).

3. The common loan is personal housing loan. The amount generally refers to the maximum amount of a customer's loan to buy a house, which is generally determined by personal data (as above) and the nature of the house purchased.

4. Pledge, common in small pledge. That is, bonds such as certificates of deposit' national debt' are pledged to banks, and their amount is determined by the amount of pledged goods.

Second, Chongqing commercial interest-free loans?

This venture loan project is a subsidized policy loan from the government, which mainly helps laid-off or unemployed youth, demobilized veterans, college graduates and so on.

Loans are not benefits. Applicants want to rely entirely on loans to achieve employment and entrepreneurship without any investment, which is unrealistic and will also increase the risk of loan recovery. Basic conditions for application: the project operated conforms to the relevant national policies and regulations, with less investment, less risk, quick effect, good income and the ability to repay on time. The applicant has a fixed business place and can provide proof of deposit with certain self-owned funds. Applicants should have received employment training and have no bad credit record. At the same time, the borrower should also provide certain guarantee methods such as mortgage, pledge and guarantee. Individuals can borrow up to 50,000 yuan and partnership entities can borrow up to 400,000 yuan. The longest loan period is no more than two years. As long as the repayment is made, the finance will give a discount of 100%. Like re-employment in our city, citizens who apply for youth entrepreneurship loans must go to the neighborhood Committee where the household registration is located to receive a special review form. After the preliminary examination of the neighborhood Committee, it shall be reported to the street (town) for review. Finally, it will be reviewed and summarized by all districts and counties to the Chongqing Bank handling branch. After the bank has approved the applicant's materials, it will notify the applicant to sign a loan contract with the bank through the neighborhood Committee, and then issue the loan. 3. How long is the interest on the interest-free loan of Chongqing Rural Commercial Bank?

Two years later. Under the current policy, interest-free loans are mainly divided into three types: interest-free loans for start-ups, interest-free loans for the disabled and interest-free loans for students. According to the different direction of support, its policies are also different. The loan amount of the interest-free loan for starting a business shall not exceed 70% of the total liquidity required by the borrower for normal production and business activities, purchase (installation or repair) of small equipment (machines and tools) and franchise chain operation.