Minsheng's Jinpu credit card is a non-platinum credit card. If you apply for a Pupu card or a Gold card, you will receive a text message "Your Jinpu credit card has been sent" when the card is sent. In fact, "Jinpu Credit Card" is just the general name of Minsheng Bank Credit Card Puka and Gold Card, that is, non-platinum credit card.
Minsheng Credit Card's general card amount is 3000~ 10000 yuan, and the minimum amount is 3000 yuan.
Minsheng credit card gold card amount 10000~50000 yuan, the minimum amount 10000 yuan.
Minsheng Bank has a standard platinum card quota of 50,000 to 6.5438+million, a luxury platinum card quota of 6.5438+million to 200,000, and a diamond card quota of 200,000 to 6.5438+million.
Annual fee policy:
The annual fee for the first year is exempted within two months;
If you spend 5 or/kloc-0 on your credit card in the current year, you can avoid the annual fee for the following year.
What is the minimum amount of Jinpu Credit Card of Minsheng Bank?
Minsheng Jinpu Credit Card refers to Gold Card and Puka, which are a general term. Minsheng Bank Jinpu Credit Card Minimum Limit 10000 Yuan.
1. Puka amount is between 5000 yuan and 15000 yuan;
2. The gold card amount is between1-50,000 yuan;
Extended data
China Minsheng Bank is a national joint-stock commercial bank mainly invested by non-public enterprises in China, which was established in 1996. The Credit Card Center of China Minsheng Bank is directly under the head office of China Minsheng Bank, headquartered in Beijing, with 35 marketing centers throughout the country and more than 5,000 employees.
The first Minsheng Credit Card was publicly issued in the Great Hall of the People in Beijing on June 16, 2005. After more than four years of development, Minsheng Credit Card has issued 7.5 million cards, which is unique in product innovation and value-added services.
Among all kinds of card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 654.38+million cards, ranking among the best in China.
Annual fee-free policy: Puka Gold Card swipes the card 8 times to avoid the annual fee of the following year (Pacific Co-branded Card swipes the card once in March to avoid the annual fee of the first year).
Cash withdrawal fee: RMB: the bank is free, and other banks borrow cash 1%, with a minimum of 1 yuan and a minimum of $3.3%.
Maximum interest-free period: 50 days
Multi-account management: the repayment of limit bills is shared daily.
Online payment: the single limit of non-contracted customers is 1000 yuan, and the single-day limit is 5,000 yuan; After going to the bank to become a contracted customer, the single and single-day limit is the maximum credit card limit.
Installment business: support interest-free installment for specific merchants (3, 6, 12).
Bookkeeping dates: 1, 3, 6, 9, 13, 16, 2 1, 26, 28 are monthly bookkeeping dates, which can be changed once every natural year.
Types of cards: general card (with a quota of 0- 1 10,000), gold card (with a quota of1-50,000), platinum card (with a quota of1-300,000) and diamond card (with a quota of 300-3 million).
Currency: RMB, RMB/USD
Reference: Baidu Encyclopedia _ Minsheng Bank Credit Card
What is the minimum amount of Jinpu Credit Card of Minsheng Bank? These factors will affect the approved amount of the card.
Minsheng Bank Jinpu Credit Card is the most common credit card, which is suitable for ordinary qualified customers with poor economic ability. The bank will make a comprehensive score according to the customer's qualification and give a credit line. Customers with different qualifications have different approved quotas. So, what's the minimum credit card limit of Minsheng Bank? Let's have a look.
As we all know, banks usually set the credit card limit according to the credit card grade, and then give credit within this limit in combination with the applicant's personal credit situation. In terms of credit card grades, the Jinpu Card of Minsheng Bank is actually a general term for Puka and Gold Card, which is divided into two grades with different ranges:
1, Puka: the amount is 5,000 yuan-15,000 yuan, that is, the minimum amount is 5,000 yuan;
2. Gold card: the amount is 3000-50000 yuan, that is, the minimum amount is 3000 yuan.
How much credit can be obtained depends on the bank's score after comprehensive evaluation of the applicant's conditions. The higher the score, the better the applicant's credit conditions and the higher the credit limit. The applicant's credit, income, economic level and consumption level will all affect the comprehensive score.
Don't worry if you apply for the minimum amount of Jinpuka. Minsheng bank's credit card withdrawal is still quite powerful. As long as you keep using your card for half a year, get into a good habit of using it and master the following withdrawal skills, it is still easy to withdraw money.
1, increase the frequency of card swiping:
Credit cards should not only be spent more, but also be repaid on time. The frequency of credit card swiping is the second highest every month, 15~20, with diversified credit card merchants, small amount, many transactions, and occasionally several large sums;
2. Appropriate staging:
If Minsheng Bank calls to invite installment after large consumption, it can choose to try short-term installment, and the amount may be raised after success.
The above is the relevant introduction of "Minsheng Bank Jinpu Credit Card Minimum Limit", and I hope it will help everyone. In a word, the credit limit of Minsheng Bank Jinpu Credit Card depends on the grade of the card and the credit status of the applicant.
What card does Minsheng Bank Jinpuka refer to?
Jinpu is the name of Minsheng Credit Card (similar to ICBC's Peony Card, it is a name), including a Puka and a Gold Card.
Jinpu card is the lowest credit card.
The credit limit of Minsheng Credit Card is as follows:
Ordinary card: 3000- 1 10,000,
Annual fee 100, 1 time in the first year and 8 times in the second year.
Gold card: amount 10000-50000, annual fee 300. Free of the annual fee for the first year when opening the card, and free of the annual fee for the next year when swiping the card for 8 times in the current year.
Standard Platinum Card: 50,000-65,438+10,000, annual fee of 600, unlimited 8 times in the first year, and annual fee of 50,000 in the second year.
Luxury platinum card: 654.38+10-200,000 yuan, with an annual fee of 3,600 yuan, and the annual fee of 960,000 yuan will be exempted in the following year.
Diamond card: 200,000-1 10,000, annual fee 1 10,000, and the annual fee can be waived if the card is swiped over 2.7 million in the following year.
What does Minsheng Jinpu Credit Card mean? Kimp.
Jinpu is the name of a credit card of Minsheng (similar to ICBC's Peony Card, it is a name), which contains both Puka and Gold Card. It seems that the minimum amount of a general card is 5k, and that of a gold card is1w. The general bank will give you a quota according to the materials submitted when you apply. If your income certificate is high, or you have submitted photos of gold cards from other banks as supporting materials, the amount will generally not be low (at least equal to the credit cards submitted by other banks). If you don't have other materials to prove your income and repayment ability, it's just a general income certificate. Letters sent to you will often start from the low quota of Puka, and gradually increase the quota by gradually accumulating the quota.
Let's stop here for the introduction of Minsheng Jinpu Credit Card.