Minsheng Bank credit card can negotiate repayment. If the cardholder is really unable to repay due to force majeure factors such as unemployment and physical disability, he can directly call the customer service phone number 400-669-5568 to apply. If the customer service does not agree to negotiate repayment, you can complain directly.

Because the CBRC is fixed, in the collection management of bank credit cards, if the cardholder's repayment ability declines due to special reasons, he should make innovative arrangements, design personalized repayment agreements through equal consultation, and prohibit improper collection.

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